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26-Nov-2019 19:19

Thankfully, I didn’t stray into the home section, or else things would have been worse!But I fared better at the grocery store this month — I’ve only spent , and because I used coupons and the sales, I saved — a 48% savings rate!) people use the zillion (this figure may be slightly elevated for Dramatic Effect)

Thankfully, I didn’t stray into the home section, or else things would have been worse!But I fared better at the grocery store this month — I’ve only spent $50, and because I used coupons and the sales, I saved $48 — a 48% savings rate!) people use the zillion (this figure may be slightly elevated for Dramatic Effect) $1 coins all minted and ready to go. You have paper and then you have heavy metal objects taking up too much space that have no organization in your pocket that take forever to find what you’re looking for and then counting it out takes 10x as long as flipping through organized paper all in order. Reply I’m doing a money challenge each month this year.(I have 6 months planned out, and have to come up with ideas for the other 6 months). We have a few things that we’ve planned to sell, but actually putting the effort into selling is too much, so we haven’t gotten around to it yet.Not necessarily a “savings” challenge per se, but it will definitely help with your mindset if one of your goals this new year is to de-clutter and/or keep things simple. But then if you count DVDs and books maybe I could do it. My Mrs doesn’t mind fortunately but maybe it’s because we live in a relatively small place so there is junk everywhere, despite a decluttering attempt last October time, so less clutter makes things easier to tidy (not that I don’t help out with that of course! Another round of selling/donating is coming up very soon methinks!The blogger behind this one (Colleen) started an entire site around it with the goal of getting rid of unutilised items in her house to de-clutter every wardrobe, bench, shelf, under bed, pantry and garage space by giving away, throwing away or selling GOOD LUCK!! I’d rather just sell then all and be done with it though :) I’ve always liked the penny/change jar. No spend challenge sounds the best though, you can’t argue that won’t save you a boat load of cash! Reply We are doing the 52 week challenge right now, putting in double the weekly amounts.

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Thankfully, I didn’t stray into the home section, or else things would have been worse!

But I fared better at the grocery store this month — I’ve only spent $50, and because I used coupons and the sales, I saved $48 — a 48% savings rate!

) people use the zillion (this figure may be slightly elevated for Dramatic Effect) $1 coins all minted and ready to go. You have paper and then you have heavy metal objects taking up too much space that have no organization in your pocket that take forever to find what you’re looking for and then counting it out takes 10x as long as flipping through organized paper all in order. Reply I’m doing a money challenge each month this year.

(I have 6 months planned out, and have to come up with ideas for the other 6 months). We have a few things that we’ve planned to sell, but actually putting the effort into selling is too much, so we haven’t gotten around to it yet.

Not necessarily a “savings” challenge per se, but it will definitely help with your mindset if one of your goals this new year is to de-clutter and/or keep things simple. But then if you count DVDs and books maybe I could do it. My Mrs doesn’t mind fortunately but maybe it’s because we live in a relatively small place so there is junk everywhere, despite a decluttering attempt last October time, so less clutter makes things easier to tidy (not that I don’t help out with that of course! Another round of selling/donating is coming up very soon methinks!

coins all minted and ready to go. You have paper and then you have heavy metal objects taking up too much space that have no organization in your pocket that take forever to find what you’re looking for and then counting it out takes 10x as long as flipping through organized paper all in order. Reply I’m doing a money challenge each month this year.(I have 6 months planned out, and have to come up with ideas for the other 6 months). We have a few things that we’ve planned to sell, but actually putting the effort into selling is too much, so we haven’t gotten around to it yet.Not necessarily a “savings” challenge per se, but it will definitely help with your mindset if one of your goals this new year is to de-clutter and/or keep things simple. But then if you count DVDs and books maybe I could do it. My Mrs doesn’t mind fortunately but maybe it’s because we live in a relatively small place so there is junk everywhere, despite a decluttering attempt last October time, so less clutter makes things easier to tidy (not that I don’t help out with that of course! Another round of selling/donating is coming up very soon methinks!The blogger behind this one (Colleen) started an entire site around it with the goal of getting rid of unutilised items in her house to de-clutter every wardrobe, bench, shelf, under bed, pantry and garage space by giving away, throwing away or selling GOOD LUCK!! I’d rather just sell then all and be done with it though :) I’ve always liked the penny/change jar. No spend challenge sounds the best though, you can’t argue that won’t save you a boat load of cash! Reply We are doing the 52 week challenge right now, putting in double the weekly amounts.

things that are not intimidating-16

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) Similar to idea #1, the deal here is to consciously get you to pay attention to each and every transaction you’re making.

With the “no spend” challenge, you’re only allowed to pay for things that are necessities (rent, mortgage, utilities, etc), and your goal is to stay away from anything out side of that such as eating out or shopping, or even going to the movies.



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